If you’re looking to save money on your monthly car payment, then you’re in the right place. Apply directly from your phone – it's easy! You can even see if you qualify in a matter of minutes without affecting your credit, no strings attached.


By lowering your rate or adjusting your term, you have the potential to lower your monthly payment to free up cash for other expenses.
You may qualify for a lower rate, which could mean big savings over the life of the loan. A lower rate could help you plan to potentially pay off the loan faster.
You could potentially skip a payment depending on your current due date, in addition to lowering your monthly payment going forward.
You can apply directly from your phone and complete your application in as little as two days. Our team is here to support you every step of the way.
A simple solution with real savings and no surprises.



*This tool provides estimates for informational purposes only and does not serve as a loan offer or approval. Actual terms may vary based on credit and other factors.
Boost your financial confidence and get tips on budgeting and building or improving your credit in our Financial Compass Collective so you can feel more in control when finding the loan that is right for you.
"Highly recommend Exeter Finance!! They were able to refinance my vehicle to my convenience and walk me step by step explaining everything. Was able to get a lower interest and car payment. The process was fast and easy!! Thank you Exeter Finance!"
"I recently refinance my car with Exeter was the easiest process ever. They listened to me on what I would like my payment to be and got it done I highly recommend Exeter Finance."
"After thinking about refinancing my vehicle, and decided to do it, I have to admit that the process was so wonderful to the point from start to finish, someone was at my reach for any questions or concerns I had, also I worked with Ms. Ashley Lyon who made sure I was clear and understood everything. I would highly recommend using this company for whatever your needs are. They are upfront with no problem at all. One call they will have you feeling better and taking care of."
