Refinancing made simple

If you’re looking to save money on your monthly car payment, then you’re in the right place. Apply directly from your phone – it's easy! You can even see if you qualify in a matter of minutes without affecting your credit, no strings attached.

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Currently, refinancing is not available to existing Exeter customers.
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Why should I consider refinancing?

Has your credit score improved since you took out your loan? Maybe your income or budget has changed, or maybe interest rates have dropped since you purchased your vehicle. Refinancing gives you options to address these common concerns and gives you an opportunity to save money on your loan at the same time!

Refinancing with Exeter

Whether you’re looking to lower your interest rate, lower your monthly payments, adjust your loan term, or even just move to a trusted lender that is able to provide you with better service, Exeter is here to help.

Apply now to see if you qualify.

Lower Your Payments

By lowering your rate or adjusting your term, you have the potential to lower your monthly payment to free up cash for other expenses.

Lower your interest rate

You may qualify for a lower rate, which could mean big savings over the life of the loan. A lower rate could help you plan to potentially pay off the loan faster.

Start saving immediately

You could potentially skip a payment depending on your current due date, in addition to lowering your monthly payment going forward.

Easy application process

You can apply directly from your phone and complete your application in as little as two days. Our team is here to support you every step of the way.

Auto loan estimator

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Estimated monthly payment

Based on the details you entered, here is a sample monthly payment.

$500.00

/mo

*This tool provides estimates for informational purposes only and does not serve as a loan offer or approval. Actual terms may vary based on credit and other factors.

Understanding your options

Boost your financial confidence and get tips on budgeting and building or improving your credit in our Financial Compass Collective so you can feel more in control when finding the loan that is right for you.

*Note: Refinancing is currently available for non-Exeter customers only.

We’ve got answers

Common questions to help you navigate your Exeter experience with confidence.

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